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Karyn Bosnak was born in Chicago, Illinois. After briefly attending the University of Illinois at Urbana–Champaign, she received a Bachelor of Arts degree from Columbia College Chicago in 1996. She currently resides in the Brooklyn neighborhood of Cobble Hill.

With the success of her first book, Bosnak abandoned the television industry altogether and began writing full-time. In 2006, her first novel, 20 Times a Lady, was published in the United States by HarperCollins. It served as the basis for the feature film What's Your Number? starring Anna Faris and Chris Evans. On September 6, 2011, the book was re-issued under the title What's Your Number?.

In 2007, VH1 ranked Bosnak as #31 on their list of the "40 Greatest Internet Superstars."

In 2003, Bosnak chronicled her struggles with debt in the memoir Save Karyn: One Shopaholic's Journey to Debt and Back. It was published in the United States by HarperCollins and is now available in over ten languages around the world.

In 2002, The New York Times Magazine included Bosnak's "Save Karyn" website in their annual "Year in Ideas" list.

After spending much of her early career as a daytime television talk-show producer, Bosnak moved from Chicago to New York in 2000. After quickly running up $20,000 of shopping-induced credit card debt, Bosnak lost her job and found herself unable to pay it back. In June 2002, she started savekaryn.com, a humorous albeit controversial website on which she brazenly asked strangers to help pay it off. The website garnered international media attention and worked; Bosnak paid off her debt in twenty weeks.

Karyn E. Bosnak (born September 24, 1974) is an American author of two published books: Save Karyn and 20 Times a Lady, the latter of which became the movie "What's Your Number?" starring Anna Faris and Chris Evans.