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On April 29, 2015, The New York Times published an op-ed written by Loeb in which he argued that he should be allowed to unilaterally use the frozen embryos he created via in-vitro fertilization with Vergara, despite having previously signed an agreement stipulating that nothing could be done to the embryos without the consent of both of them stating "Give them the right to live." Vergara's attorney has stated that Vergara wants the embryos to remain frozen. Loeb argues that the agreement – which did not expressly state what would happen to the embryos if the couple separated, a requirement under California law – should be voided. In 2016, Loeb dropped his case, though it was refiled the day after in Louisiana with the embryos as plaintiffs. In August 2017, a Louisiana Judge dismissed the case with the argument that the court had no jurisdiction over the embryos, which were conceived in California.

Loeb was married to Swedish model Anna Pettersson but they later divorced. Loeb was engaged to Modern Family star Sofía Vergara. On May 23, 2014, the engagement was called off.

In 2006 he formed Loeb's Foods and in April 2011, he founded the Crunchy Condiment Company, which sells Onion Crunch, a fried onion topping, with products being sold in over 17,000 locations.

In 2005, Loeb lost the Delray Beach, Florida city commission race. In 2008, he served as finance co-chairman for Rudy Giuliani’s 2008 presidential run. In 2009, running as a Republican with the support of Giuliani, he abandoned a state Senate campaign because he was going through a divorce from his first wife who had just been arrested for a DUI. He used his own money to compensate all the contributors to his campaign. In 2011, Loeb decided against running for the United States Senate due to health issues stemming from severe injuries incurred in a car accident in 2010. Loeb describes himself as a "Teddy Roosevelt Republican."

Loeb is the son of John Langeloth Loeb Jr. and his second wife, Meta Martindell Harrsen. His father was Jewish and his mother an Episcopalian, the faith into which he was baptized. His father is a former United States Ambassador to Denmark (1981–1983) and served as a Delegate to the United Nations (1984). He has one half-sister from his father's first marriage to Nina Sundby, Alexandra Loeb Driscoll. His uncle was billionaire Canadian businessman Edgar Bronfman Sr. (who was married to his father's sister). His parents divorced when he was one year old and he was raised by his father on the Upper East Side of New York City where he attended the Collegiate School and Loomis Chaffee School. He also spent three years in Denmark where his father was posted. In 1996, his mother killed her third husband, Jeff Bauer, and then killed herself. In 1998, Loeb graduated with a B.A. in management and finance from Tulane University.

Nicholas Mears Loeb (born August 2, 1975) is an American businessman. He is the son of John Langeloth Loeb Jr., and scion of both the Loeb family (founders of the brokerage firm Loeb, Rhoades & Co.) and Lehman family (founders of the global financial services firm Lehman Brothers).